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Ivans Index July 2022 Results Released

August 09, 2022

Average premium renewal rates for all major commercial lines of business remain up year over year and variable compared to month prior

UNIVERSITY PARK, Ill. – August 9, 2022 - Ivans® today announced the July 2022 results of the Ivans Index™, the insurance industry’s premium renewal rate index. Year over year, all lines of business, except Workers’ Compensation, experienced an increase in average premium renewal rate. Month over month, average premium renewal rates decreased for Commercial Auto, General Liability, Commercial Property and Workers’ Compensation. Average premium renewal rates for Business Owners’ Policy (BOP) and Umbrella increased.

Premium renewal rate change by line of business for July 2022 highlights include:

  • Commercial Auto: 4.76%, down from 4.92% last month.
  • BOP: 6.28%, up from 5.83% at the end of June.
  • General Liability: 4.65%, down from 4.78% the month prior.
  • Commercial Property: 6.62%, down from 6.67% in June.
  • Umbrella: 5.49%, up from 5.29% the month prior.
  • Workers’ Compensation: -1.24%, down from -0.43% last month.

Released monthly, Ivans Index is a data-driven report of current conditions and trends for premium rate renewal change of the most placed commercial lines of business in the insurance industry. Analyzing more than 120 million data transactions, the Ivans Index premium renewal rate change measures the premium difference year over year for a single consistent policy. Inclusive of more than 33,000 agencies and 430 insurers and MGAs, the Ivans Index is reflective of the premium rate change trends being experienced by all agencies and insurers across the U.S. insurance market. Ivans Index is available to agencies and insurers as part of Market Insights at

Download the complete Q2 Ivans Index report here.


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About Ivans
Ivans is where insurance carriers, agents, and MGAs come together to grow their businesses. Every day, our 34,000 agents and 450 carrier partners plug into technology that empowers them to better determine appetite and eligibility, swiftly produce quotes, get accurate claims and commission updates, automatically communicate policy data, and connect to one another to drive new business. With easier ways to get the day’s work done, insurance professionals can open the door to more revenue without letting complexity in behind it.

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