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IVANS Index January 2022 Results Released

February 10, 2022

Majority of commercial lines of business experience decrease in average premium renewal rates, while year-over-year changes remain positive for the majority of commercial lines

TAMPA, Fla. – February 10, 2022 – IVANS® today announced the January 2022 results of the IVANS Index™, the insurance industry’s premium renewal rate index. Year over year, nearly all lines of business, except Workers’ Compensation, experienced an increase in average premium renewal rate. Month over month, premium renewal rates increased for lines of business including Commercial Property and Umbrella. Commercial Auto, Business Owners’ Policy (BOP), General Liability and Workers’ Compensation experienced decreasing average premium renewal rates.

Premium renewal rate change by line of business for January 2022 highlights include:

  • Commercial Auto: 4.13%, down from 4.55% last month.
  • BOP: 4.28%, down from 5.77% at the end of December.
  • General Liability: 4.23%, down from 4.78% the month prior.
  • Commercial Property: 6.17%, up from 6.14% in December.
  • Umbrella: 5.58%, up from 5.40% the month prior.
  • Workers’ Compensation: -1.26%, down from -1.16% last month.

“Many of the major commercial lines of business that had been steadily rising over the course of last year, such as BOP and General Liability, experienced decreases in average premium renewal rates this month,” said Kathy Hrach, vice president of Product Management, IVANS Insurance Services. “Year over year, major commercial lines of business remain positive, with the exception of Workers’ Compensation, which continues to report below zero.”

Released monthly, IVANS Index is a data-driven report of current conditions and trends for premium rate renewal change of the most placed commercial lines of business in the insurance industry. Analyzing more than 120 million data transactions, the IVANS Index premium renewal rate change measures the premium difference year over year for a single consistent policy. Inclusive of more than 33,000 agencies and 430 insurers and MGAs, the IVANS Index is reflective of the premium rate change trends being experienced by all agencies and insurers across the U.S. insurance market. IVANS Index is available to agencies and insurers as part of Market Insights at

Download the complete Year-End and Q4 2021 IVANS Index report here.


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IVANS is the insurance industry’s exchange connecting insurers, MGAs, agencies, and the insured. IVANS cloud-based software automates the distribution and servicing of insurance products. IVANS innovation and expertise connects 33,000 independent insurance agencies and 430 MGA and insurer partners to enable millions of people to safeguard and protect what matters most in people’s lives.

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